Hello
again,
A warm welcome to everyone who has returned from their summer holidays.
A special warm welcome to all the newcomers in the Gulf. We trust you
will enjoy your stay! If you need any help in settling in don't hesitate to
contact us.
Please
be so kind and forward this e-mail to all the new South African's you know!
What's happening ???
17 October
Dinner and
Dance
Venue: Function Hall, British Club
Date:
Time:
Price: 55 Dhs per person
Dress: Smart
Tickets are available
from the following people:
Jaco van der Merwe
(050) 662 8831 or (02) 641 5565
Japie Uys (050)
562 3202
Riaan Smuts (050) 536
3718 or (02) 621 9106
Hannelie Muller (050)
612 9643 or (02) 445 4034
We have only 180 tickets,
so hurry up!!!
Diarise your diaries
for:
Thursday 24 October - South African Women's friendship morning
At the British Club, 10:00 am
Dhs 20 per person
For more info or tickets call
Susarie Teubes (02) 445 3490 or 050 6614 1964
Michelle Rathbone (02) 443 0886
Thursday 12 December - Children's Christmas party and Barbeque
KINDERGROEP
Ons nooi
kinders van 1 - 18 uit om by ons groep te kom inskakel. Die kinders
is in ouderdomsgroepe: kleuters, junior, senior en tieners ingedeel. D.m.v
sang, speletjies en aanbiedinge leer ons van liewe Jesus, en hoe Hy wil hê
ons verhouding met ons ouers, boeties/sussies, maatjies, familie, kennisse
en vreemdelinge moet wees. Die tieners bespreek sake/probleme wat op
hulle van toepassing is. Ons kry ook hier
Ons eerste byeenkoms van die nuwe jaar
is Maandag 16 September. Daar word piekniek gehou sodat almal mekaar
Ons gereelde bymekaarkom tyd is Maandagaande
tussen
Vir meer inligting en om te hoor van die
piekniek, skakel of epos my by : holweg@emirates.net.ae of 0504436339.
Indien daar enige volwassenes is wat ook
by die kindergroep betrokke wil raak, kontak my seblief.
Sandra Holloway
Rugby
in Abu Dhabi
Aan alle nuwe en ou Suid-Afrikaaners in
Behalwe die senior span wat dalk
vanjaar 2 spanne in die liga
Die Mini and Youth liga is vir
die kinders (meisies en seuns).
Behalwe die lekker atmosfeer
wat ouers by die oefening en wedstryde geniet, hou die klub ook geleenthede
soos danse, dhow trippe ens. Elke jaar word daar ook 'n funksie vir die
kinders aangebied, waar pryse vir die beste spelers van die jaar uitgedeel
word. Dit moet gemeld word dat ons as Suid-Afrikaners hier ons klem af gesteek
het, want verlede seisoen is twee SA meisie as spelers van die jaar aangewys
in hulle ouderdoms groepe. Dit moet in gedagte gehou word dat hulle in dieselfde
span as die seuns speel en dus
op gelyke voet met hulle meeding.
Inskrywings gelde om rugby te
speel is Dhs400-00 per gesin per seisoen. ( dit is die goedkoopste sport in
die UAE)
Die eerste rugby oefening is
die 25ste September, maar daar
Kom wys vir die res van die Expats
dat ons as Suid-Afrikaners nog ‘
Vir meer besonderhede skakel
my gerus by 0505363718 of 6219106.
Suid-Afrikaanse Groete
Riaan Smuts
It
has happened at last!!!!!!!
The
all-new interactive web site offers a host of services -
You just have to see it !
|
A Huge Thank YOU to Roger Wilkonson for all his hard work!
Great
news from
Now available
from African & Eastern:
AMARULA
Klipdrift
Brandy
Johannisburger cask wines 5LT and 2LT
Van Loveren
Wines
L’Ormarins wines
Boschendal range of wines (Including the
long awaited Boschendal Blanc de Noir)
Johannisburger Rose wine
All priced
very low.
Launching
in September –
New “Light”
Beer 3.5% (Same as the other light beer!!!!)
Double
Hopped (For the real beer taste)
BUT
Taste the
difference
Available
in Abu Dhabi Bars, African & Eastern (
Old
school or Varsity friends!
It's purely
for South Africans to find old school/varsity/tech friends. Every school in
Registration is FREE. Visit www.SAReunited.com
For
those planning ahead for December or even a trip home to see some of the World
Cup early next year,
we
have an excellent special at the moment with
Starting
from as little as AED2280 for an air ticket to
Please
feel free to contact us for further information
With
best regards as always
Sheikh Zayed Road
TEL: +971.4.339.0232
FAX: +971.4.339.1112
E-MAIL: africa@emirates.net.ae
From our Investment Guy!
WHY INVEST?
.
TO STAY AHEAD OF
INFLATION
. TO
MEET SPECIFIC FINANCIAL GOALS
. TO
PROVIDE FOR RETIREMENT
When you take a careful look at
your financial goals, your responsibilities and your plans for the future,
you may well realise that investing isn’t an option-but an absolute
necessity.
However, the idea of investing
money can be a daunting one, especially when you’re not familiar with
the world of financial markets. But
the principles of investment are, in fact, quite easy to understand.
If
you’ve ever moved money from a Current Account to a Savings Account
in order to earn interest, you’ve already made an investment. Investment simply means taking advantage
of the various financial products available that can help to make your money
grow.
THE
IMPORTANCE OF CAREFUL PLANNING
Before investing your money, you
must have a clear idea of your investment objectives (What are you saving for and when do you want
it ?). Few people do this. Most Financial Advisors have a confidential
Investor Profile
Questionnaire, which will help
you decide on this. It is very important that you think about
what savings you have now, and what you’re saving for. It only takes a few minutes to complete,
but you’ll find it extremely useful in helping to clarify your investment
objectives and your long and short-term financial needs. Based on your answers, be assured that
there will be investments out there that will help you reach your investment
goals.
SIX
TIPS FOR SUCCESSFUL INVESTING
|
Identify your Financial Goals |
- |
What are you trying
to achieve? |
|
Set your Time Horizons |
- |
How long can you
keep your money invested? |
|
Diversify |
- |
Don’t put
all your eggs in one basket.
Spread your money between different types of investment. |
|
Understand Risk |
- |
Make sure you
know how much risk associated with the type of investment you choose. |
|
Look beyond the Short Term |
- |
The value of many
investments can rise and fall on a daily basis. Don’t panic
if an investment temporarily falls; sometimes this can provide an
opportunity to invest more money while a market offers good value. |
|
Take Advantage of Professional
Help |
- |
If you have any
questions about investing, Speak to your financial advisor or Bank
or Central bank for a list of Financial Planning Brokerages.. |
WHAT ARE YOUR INVESTMENT
OPTIONS?
Last newsletter I spoke about the
various asset classes that one could invest in, well lets have a look at them
.They are:
Cash – Bonds – Equities – Property – Commodities
– Collectable’s. ( THAT'S IT GUYS – only six vehicles).
Let me deal with the first three
in this news letter ( I don’t
want to waffle on).
CASH- For Liquidity and Ease of Access
Every
investor should hold a certain amount of cash in his Portfolio in case of
a sudden emergency, simple though this sound it’s worth shopping around
for the highest possible interest rate.
Consider this - after putting US $1,000 away each month for 10 years
at a 6% interest rate you would have US$16,630 more than you would if the
same amount had earned only 4% interest.
That’s a big difference!
Definition of cash - Cash is a means of exchange and
a store of value. The only reason you need to make
money is to buy goods and services. So inflation has to be our benchmark for
performance.
BONDS-For
a Degree of Security
Bonds are fixed-interest securities
issued by Governments, Institutions and Companies all over the world as a
means of borrowing money from investors for a set period of time. During the life of the Bond, the investor
receives annual or semi annual interest payments. The rate of interest is determined at
the time the Bond is issued and remains constant throughout the life of the
Bond.
Bond prices can still fluctuate,
though, because Bonds can be traded on the open market in the same way as
shares. This means that investors
in Bonds can enjoy capital growth as well as interest income.
EQUITIES
-
for Higher Potential Returns
Equities are perhaps the best known
form of investment. They are
also known as Shares, because they are, literally, a share of ownership in
the company that issues them. For
this reason prices tend to increase or decrease according to the profitability,
assets and prospects of the issuing company.
Although they offer the potential
for higher returns than Bonds or Cash, Equities are also associated with correspondingly
higher degree of risk. They should
therefor generally be considered as a longer-term investment.
UNDERSTANDING
RISK
Every investment involves some degree
of risk. In real terms, you can even lose money
by putting your savings in a Bank Deposit Account if the interest you earn
doesn’t keep pace with the rate of inflation.
One of the basic principles of
investment is that risk and reward are closely related. So before you decide how to invest your
money, consider how you feel about risk.
Whilst we’d all like a high return, we can’t always accept
a correspondingly high risk. By
analysing your financial situation and future needs, you’ll be able
to assess how much risk you can afford to take - and a confidential Questionnaire
can help you with this. But your
attitude
to risk
is also important. Choose investments
that you can live comfortably with.
If you would like more info about
investments, please send us your details.
Updating our
adressbook
We are in the process of updating and re-newing our data base. We would
appreciate it if you would kindly complete the attached registration form,
and either email it to jaco@emirates.net.ae , or fax it to:
445 4034. This registration form is strictly for the committee's benefit
of disseminating information to it's members and forms no part of the SA Embassy.
We will make every attempt to protect your privacy / confidentiality. Please
disseminate this form amongst any SA's that you might know.......you've got
all to gain and nothing to lose by registering with us.
See you at the
Dance!
Regards,
Your Committee